The problem isn’t the tax system — it’s timing. By the time most accountants see your numbers, the year is over and the opportunities are gone.

• You get hit with a large tax bill in June that no one warned you about
• Distributions flow to the wrong people or entities — costing you thousands
• You make big decisions (buying equipment, expanding, hiring) without knowing the tax consequences
• Your structure hasn’t been reviewed in years — you’re paying more than you need to
• Your accountant is hard to reach and never calls you first

This is what reactive accounting costs you. Not just in dollars — in missed opportunities, unnecessary stress, and decisions made without the right guidance.

We don’t wait for June. We’re in the conversation before decisions are made — not after.

Year-Round Planning

Tax planning isn’t a once-a-year event. We review your position throughout the year so you’re never surprised at EOFY.

Structure Review

We assess whether your current entities — company, trust, individual — are optimised for tax efficiency and asset protection.

Before You Decide

Buying an asset? Taking on a partner? Restructuring? Call us first. The best tax outcomes happen before the decision is made, not after.

Our tax planning service is designed for business owners who are serious about protecting and growing their wealth.

You’re the right fit if:

• Your business turns over $500,000 or more per year
• You have 3+ employees or are growing toward that
• You’re paying a large tax bill each year and want to know if there’s a better way
• You’re open to using multiple entities (trusts, companies) if it means paying less tax legally
• You want an accountant who calls you first — not one you have to chase
• You understand that good advice costs money and more than pays for itself

What is tax planning and how is it different from a tax return?

A tax return reports what happened in the past year. Tax planning is about shaping what happens before the year ends — legally reducing your taxable income through timing, structuring, and smart decision-making. Most accountants only do tax returns. We do both, but the planning is where the real value is.

How much can I save through tax planning in Melbourne?

This depends entirely on your situation — your turnover, structure, income distribution, and what decisions you’re making. For many of our clients, proper planning saves tens of thousands of dollars per year. The savings are always legal and always backed by the Tax Act.

What structures do you use for tax minimisation?

Commonly used structures include family trusts, bucket companies (private companies used as beneficiaries to cap tax at 25% where the company is a base rate entity), and holding entities for asset protection. A bucket company fed by a trading business normally qualifies for the 25% rate; one whose income is mostly rent, dividends or capital gains usually does not, and is taxed at 30%. We don’t apply a one-size-fits-all approach — we review your situation and recommend what actually makes sense for you.

When should I start thinking about tax planning?

The sooner the better — but most urgently before 30 June each year. Ideally we like to be across your position by March or April so we have time to action any opportunities. If you come to us in late June, some options may already be off the table.

Do you only work with Melbourne businesses?

Our office is in Lyndhurst, Melbourne, but we work with business owners across Australia. Most of our advisory work happens remotely — via Zoom, phone, and email.

How do I get started with tax planning?

Book a no-obligation 15-minute consultation. We’ll get an understanding of your situation, tell you whether we can help, and outline the next steps. There’s no obligation and no charge for the initial conversation.