Business Advisory Melbourne | Pinnacle Accounting & Advisory
Business advisory in Melbourne means having a qualified accountant shape your decisions before they are made, not just report on them afterwards. Pinnacle Accounting & Advisory, led by CPA and Chartered Tax Advisor Mina Baselyous, gives established Melbourne businesses proactive tax strategy, structure reviews, Virtual CFO support and management reporting in one ongoing advisory relationship built for owners turning over $500,000 or more.
Most accountants wait until after decisions are made to give you their input. As a Melbourne business advisor, Mina Baselyous (CPA + CTA, Registered Tax Agent) operates differently. Pinnacle is in the conversation before decisions are made, helping you structure, plan, and grow with purpose. Business advisory from Pinnacle is not compliance. It is a proactive, ongoing relationship with an advisor who understands your numbers, your goals, and the levers that actually move your business forward.
What business advisory actually means
Most accountants do compliance. They lodge your returns, send a bill, and wait until next year. Pinnacle does advisory, and the difference is timing. We are in the conversation before decisions are made, not cleaning up after them. The reactive model finds out what happened and reports on it. The proactive model helps shape what happens, so there are fewer surprises, less tax, and a clearer path forward. The question we ask every client is simple: what are you trying to build, and how do we structure your business and tax position to get you there?
What business advisory from Pinnacle includes
Strategic Tax Planning
Minimise your tax before EOFY, not after. Proactive planning, not retrospective lodgement. See our tax planning services.
Business Structure Review
Trusts, companies, holding entities. Your structure determines how much tax you pay and how protected your assets are. See our business structuring services.
Virtual CFO
Financial oversight, cash flow monitoring, reporting and forecasting without the cost of a full-time CFO. See our Virtual CFO service.
Budgeting & Forecasting
Turn your goals into a financial roadmap. Realistic budgets, stress-tested assumptions, and a plan for growth with numbers that reflect your business.
Management Accounting
Real numbers to make real decisions. Reporting that goes beyond profit and loss to margins, costs, trends and what they mean. See our management accounting.
Advisory on Key Decisions
Acquisitions, restructures, exits, bringing on a partner. The right input upfront saves you years of pain. We are here before you sign.
What changes after twelve months of proper advisory
Business advisory is only worth having if it changes something real. For the established owners we work with, twelve months of proactive advisory typically looks like this: accurate, up-to-date books that make every other decision possible; management reports that actually mean something; a tax position planned across the year rather than discovered in a June bill; the right structure of trading company, family trust, bucket company or holding entity for both tax efficiency and asset protection; a budget and forecast the owner genuinely uses; and business wealth being separated from, and protected around, personal wealth. The tax saving is the mechanism. A calmer, more in-control business owner is the point.
Our business advisory process
We do not start with tax strategies. We start by understanding your business and getting the foundations right, then build from there.
- 1. Accurate records first. Without clean, current books there are no meaningful reports, and without meaningful reports there is no basis for good decisions. Everything starts here.
- 2. Management reporting. With accurate records in place, we produce reports that show margins, costs and trends, so decisions are informed rather than guessed.
- 3. Tax and structure strategy. We review your structure and plan tax throughout the year, so distributions flow to the right places and nothing is left on the table.
- 4. Ongoing advisory and Virtual CFO. We stay in the conversation before your big decisions, with the depth of a Virtual CFO at a fraction of the cost of a full-time hire.
Ready for an advisor who is in your corner before decisions are made?
Book a consultation with Mina, CPA and Chartered Tax Advisor, Melbourne’s proactive business advisor.
Book Your ConsultationPrefer to talk now? Call 0431 413 530
Who we work best with
- Established small-to-medium businesses, not startups seeking their first accountant, and not businesses in financial difficulty.
- $500K or more in annual turnover, typically with three to ten employees who have complexity worth planning around.
- Owners who want to grow, protect their wealth, and build something that lasts, not just get through the year.
- Coachable, engaged clients who understand the value of getting it right and act on advice.
If that sounds like you, we should talk. Many advisory clients come to us when they have outgrown a compliance-only accountant, the same shift we cover in our guide to how a proactive business accountant in Melbourne works, and often when they are weighing a major decision such as valuing or selling their business.
What our clients say
“Mina has changed not only my business structure, but my own mindset towards how I can run it more efficiently and effectively. He is always just a phone call away.”
Bonnie Louise, Director, Infinity Care Group Australia
“They operate as strategic business and tax advisors, not just compliance accountants, working alongside other professionals almost like a board of directors for the client.”
Mario Boudewyn, Financial Adviser
“As a commercial lawyer, I have worked with many accountants, but Mina and his team truly stand out. Their thoroughness and communication made our collaboration a success.”
Vinu Kumar, Commercial Lawyer
83 5-Star Google Reviews
In the room before the decision
Advice after the fact is just reporting
We work with established owners through the year on structure, tax and the numbers, so the big calls are made with someone in the conversation.
Book a Consultation →Not ready to talk yet? Take the Profit & Tax Health Check, or download our guide, 7 Tax Strategies Every $500K+ Business Should Be Using.
Frequently Asked Questions
What does business advisory actually involve?
Business advisory is a proactive, ongoing service where your accountant is in the conversation before decisions are made, not just after. At Pinnacle it includes strategic tax planning, structure reviews, cash flow and management accounting, Virtual CFO services, and advice on key decisions like acquisitions, restructures and exits.
How is business advisory different from a compliance accountant?
A compliance accountant lodges your returns and processes your records. A business advisor shapes your decisions before they are made. Pinnacle does both, but the advisory relationship is where most of the value is delivered: we call you before EOFY, not to send a bill afterwards.
What size businesses do you work with?
Our business advisory service suits established businesses with $500,000 or more in annual turnover and at least three employees, where structure, tax planning and strategic input make a material difference. We focus on complexity worth planning around rather than one-off compliance.
How much does business advisory cost in Melbourne?
Business advisory is usually a fixed monthly or quarterly engagement rather than an hourly rate, scoped to your situation. Pinnacle is a premium advisory firm, not the cheapest option, and the right advice typically saves and protects multiples of the fee. We are transparent on pricing from the first consultation.
Is business advisory the same as financial planning?
No. A financial planner advises on personal investments, insurance and superannuation. Business advisory focuses on your business: its structure, tax position, cash flow, reporting and major decisions. The two are complementary, and we regularly work alongside a client’s financial planner and lawyer.
Do you need to be in Melbourne to work with Pinnacle?
No. Pinnacle is Melbourne-based with strong roots in the local business community, but all advisory services can be delivered remotely and we work with clients across Australia. Many clients never need to visit in person.
How do I get started?
The first step is a consultation with Mina: a focused conversation about your business, your goals, and whether Pinnacle is the right fit. Book your consultation and we will take it from there.
General Advice Disclaimer: The information on this page is general in nature and does not constitute personal financial, tax, or legal advice. Your individual circumstances will determine the most appropriate approach for you. Please consult a registered tax adviser or CPA before acting on anything contained here. Liability limited by a scheme approved under Professional Standards Legislation.
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Join the Melbourne business owners who work with a CPA and Chartered Tax Advisor, so you can focus on growing your business while we take care of the numbers.